body {
	margin: 0 auto;
	text-align: left;
	padding: 0;
	background-color: #FFFFFF;
}

h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #015DA6;
	font-weight:bold;
}
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #666666;
	font-weight:bold;
}
h4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #006596;
	font-weight:bold;
}
h4 a {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #006596;
	font-weight:bold;
}
h4 a:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	font-weight:bold;
}
#main {
margin: 0px;
padding: 0px 0px 0px 0px;
color: #ffffff; 
background-color: #ffffff;
width: 775px;
text-align: left;
}

#topheader {
overflow: hidden;
width: 768px;
height: 227px;
margin: 0px;
padding: 0px;
}
#topheader a {
font-family: Arial, Helvetica, sans-serif;
text-decoration: none;
font-size: 12px;
color: #ffffff;
}

#topleftbox {
width: 775px;
height: 91px;
background-image: url(../images/top.jpg);
background-repeat: no-repeat;
clear: both;
}

#row2 {
width: 775px;
height: 56px;
clear: both;
}

#toplower1 {
width: 316px;
height: 56px;
float: left;
}

#toplower2 {
width: 459px;
height: 56px;
float: right;
}

#row3 {
width: 775px;
height: 25px;
background-image: url(../images/belowlogo.jpg);
background-repeat: no-repeat;
clear: both;
}

#row4 {
width: 775px;
height: 100%;
clear: both;
}

#row4left {
width: 316px;
height: 100%;
float: left;
}

#row4right {
width: 459px;
height: 100%;
float: right;

}
#row4home {
width: 419px;
height: 100%;
clear: both;
color: #666666;
margin: 20px;
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
line-height: 18px;
padding: 0px;
vertical-align: top;
}
#row4text {
width: 419px;
height: 100%;
clear: both;
color: #666666;
margin: 20px;
font-family: Arial, Helvetica, sans-serif;
font-size: 11px;
line-height: 16px;
padding: 0px;
vertical-align: top;

}
#row4faq {
width: 419px;
height: 370px;
clear: both;
color: #666666;
margin: 20px 0px 20px 20px;
font-family: Arial, Helvetica, sans-serif;
font-size: 11px;
line-height: 16px;
padding-right: 20px;
vertical-align: top;
overflow: auto;
}

#row5 {
width: 775px;
height: 100%;
clear: both;
}

#row5left {
width: 316px;
height: 100%;
float: left;
text-align: center;
}

#row5right {
width: 459px;
height: 100%;
float: right;

}
#row6 {
width: 775px;
height: 50px;
color: #666666;
font-family: Arial, Helvetica, sans-serif;
font-size: 11px;
clear: both;
}

#topheader a:hover {
text-decoration: underline;
color: #d4dfe6;
}

#contentmain {
clear: both;
overflow: hidden;
margin: 0px;
padding: 0px;
border: 0;
width: 768px;
color: #333333; 
background-color: #ffffff;
text-align: left;
}

#box_left {
float:left;
height:450px;
width:180px;
margin: 0px;
padding: 12px;
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
color: #666666;
background-color: #C1DCF1;
border-right: 1px solid #2870D6;
}

#box_right { 
float: right;
height: 100%;
width: 463px;
margin: 0px;
padding: 20px 20px 20px 20px;
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
color: #333333;
background-color: #ffffff;
}

#box_left1 {
position:relative;
margin:0 0 0px 0px;
float:left;
width:100%;
border: 1px solid #cccccc;
background-color: #e7eaf1;
margin:0px 0px 20px 0px;
padding: 10px 10px 10px 10px;
font-family: Arial, Helvetica, sans-serif;
font-size: 11px;
color: #666666;
}

#box_left2 {
position:relative;
width:100%;
float:left;
border: 1px solid #cccccc;
background-color: #e7eaf1;
margin: 0px 0px 20px 0px;
padding: 10px 10px 20px 10px;
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
color: #666666;
}

#box_title {
position:relative;
float:left;
width:182px;
height:25px;
margin:0px 0px 0px 0px;
padding: 10px 10px 0px 10px;
background-color: #999999;
font-family: Arial, Helvetica, sans-serif;
font-size: 14px;
font-weight:bold;
color: #ffffff;
}

#footer {
clear: both;
height:16px;
width:768px;
margin: 0px 0px 0px 0px;
padding: 20px 0px 10px 0px;
text-align: center;
font-family: Arial, Helvetica, sans-serif;
font-size: 10px;
color: #ffffff;
background-color: #015DA6;
border-top: 4px solid #3E3E3E;
}

#footer a {
font-family: Arial, Helvetica, sans-serif;
text-decoration: none;
font-size: 15px;
color: #ffffff;
}

#footer a:hover {
text-decoration: underline;
color: #d4dfe6;
}

.topnav1 {
font-family: Arial, Helvetica, sans-serif;
text-decoration: none;
height:12;
font-weight:bold;
font-size: 12px;
color: #4383b1;
margin-left: 50px;
}

.topnav1:hover {
text-decoration: underline;
color: #666666;
}
.topnav2 {
	font-family: Arial, Helvetica, sans-serif;
	text-decoration: none;
	height:25px;
	width:208px;
	font-weight:bold;
	font-size: 12px;
	color: #024B76;
	display: block;
	vertical-align: middle;
	padding: 8px 0px 0px 15px;
	background-image: url(../images/header3_04.jpg);
}

.topnav2:hover {
	text-decoration: none;
	color: #ffffff;
	background-image: url(../images/header2_04.jpg);
}

.topnav3 {
	font-family: Arial, Helvetica, sans-serif;
	text-decoration: none;
	height:25px;
	width:208px;
	font-weight:bold;
	font-size: 12px;
	color: #ffffff;;
	display: block;
	vertical-align: middle;
	padding: 8px 0px 0px 15px;
	background-image: url(../images/header2_04.jpg);
}

.topnav3:hover {
	text-decoration: none;
	color: orange;
	background-image: url(../images/header2_04.jpg);
}


table, tr, td {
	border: 0px;
	padding: 0px;
	margin: 0px;
	text-align: left;
	vertical-align: top;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
}

a {
font-family: Arial, Helvetica, sans-serif;
text-decoration: none;
font-size: 12px;
color: #f77046;
}

a:hover {
text-decoration: underline;
color: #666666;
}

.bodytext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	padding: 10px;

	
}
.smalltext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #666666;
}
#menu {
	clear: left;
	float: left;
	height: 100%;
	width:203px;
	margin: 0px 0px 0px 0px;
	padding: 20px 10px 40px 52px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #cccccc;
	background-image:url(../images/left-bg.jpg);
}

#menu ul {	
list-style: none;
margin: 0px;
padding: 0px;
width:200px;
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
}	

#menu li {
margin-bottom: 1px;

}

#menu li a {
font-weight: bold;
height: 20px;
color: #ffffff;
display: block;
padding: 5px 0 0 14px;
background: #315a76;
}	
	
#menu li a:hover {
font-weight: bold;
height: 20px;
text-decoration: none;
color: #315a76;
display: block;
padding: 5px 0 0 14px;
background: #d4dfe6;
}

.hide {
display: none;
}

a img {
border: 0;
}

hr {
	color: #dce0e1;
	height:1;
	width:100%;

}